Debt Handbook
From Consumer Wiki
The Debt Handbook
Produced by Tameside Council as a guide for Social workers to help deal with their clients debt.
Download as a PDF or read online from [here]
Written in plain english, it has good information on:
- Calculating a Personal Budget
- Income
- Expenses
- Money for Creditors
- Priority Debts
- Money for Credit Debts
- Personal Budget
- Rent Arrears
- Mortgage Arrears
- Secured Loans
- Council Tax
- Child Maintenance Arrears
- Water
- Gas and Electric
- Hire Purchase
- Magistrates Court Fines
- Social Fund Deductions
- Overdrafts
- Unsecured Loans
- Credit Cards and Store Cards
- Catalogues and Mail Order
- What Happens Next
- Harassment
- Interest
- Court Paperwork
- Administration
- Paylink Trust
- Bailiffs
- Credit Referencing
- Opening a Bank Account
- Sample Letters
- Personal Budget Sheet
- Useful Numbers
