List of charges by bank

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DESCRIPTION OF FEES



Abbey
Cleared Transaction (appears on older statements +/-£20)
Paid DD/SO Fee whilst in Overdraft
Unpaid Cheque Fees
Unpaid DD Charges
Unauthorised O/D Fees
Unpaid SO


Alliance and Leicester
Failed Cheque Charge
Failed Direct Debit Charge
Monthly Overdraft Charge
Monthly Overdraft Charge
Paid Item Charge
Unauthorised Overdraft Charge


Barclays Bank Plc
Paid Referral Fees
Unauthorised O/D Fees
Unpaids Out


Barclaycard
Exceeded Limit
Late Payment Charge
Over Credit Limit Charge (also called 'Exceeded Limit')

Capital One
Direct Debit Returned Fee
Late Payment Fee
Overlimit Fee

First Direct
Charge Recall S/
O and D/D
Charge Unpaid Items
Excess O/D Fees
Overdraft Fees
Recall S/O and D/D


Halifax (Bank of Scotland / HBOS)
Account Maintenance Charge (Changed to "charges as notified")
Interest Debited - Notified previous month
Statement refers to 'Charges as Notified'
Unpaid Cheque
Unpaid DDM
Unpaid Personal Loan


HSBC Bank
Card Misuse
Charge: Look Online For Breakdown.
Recall S/0 and D/D
Total Charges
Unpaid Item


Lloyds TSB
Overdraft Excess Fee
Overdraft Usage Fee
Returned Cheques
Unauthorised Borrowing Fee
Unpaid Cheque
Unpaid DDM
Unpaid Direct Debits
Unpaid Items
Unpaid Personal Loan
Unpaid Standing Orders
Unpaid/Returned direct debit


Nationwide Building Society
Cheque card misuse fee
Unauthorised Overdraft Fee
Unauthorised regular transfer fee
Unpaid Bill Payment Fee
Unpaid cheque fee
Unpaid DD Fee
Unpaid Standing Order Fee


NatWest
Card Misuse Fee (Changed to Guaranteed Card Payment Fee)
Cheque Return Fee
Default Notice Fee
Guaranteed Card Payment Fee
Paid Referral
Unarranged Borrowing Fee
Unpaid Item Fee


Royal Bank of Scotland
Charge Card Misuse
Charge Card Misuse Cheque
Charge S/O
Charge to Account (Monthly Charge, On Top Of Other Charges!)
Charge Unpaid Items
Referral Fee
Unpaid Items


Smile
Commission
Daily Excess Charge
Fees
Service Charge

Woolwich
Admin Charge
Unauthorised Overdraft
Unauthorised Debit Card Charge
Unpaid Direct Debit Charge


Yorkshire Bank
Card Misuse
Charges (Monthly Charge, On Top Of Other Charges!)
Daily OD Charge
Unpaid Cheque
Unpaid D/D
Unpaid S/O

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