Difference between revisions of "Debt:: Letter Templates"
(→DCA -response to threats of home visits) |
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<blockquote><div style= "font-size:95%;"><font color = #EEEEEE> — </font> | <blockquote><div style= "font-size:95%;"><font color = #EEEEEE> — </font> | ||
− | + | Your Street | |
− | + | Town | |
− | + | City | |
− | + | Postcode | |
− | + | DATE HERE | |
− | + | Company Name | |
− | + | Road | |
− | + | Town | |
− | + | City / County | |
− | + | Postcode | |
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− | '''Account Number:''' | + | '''Account Number:''' XXXXXXX |
I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing. | I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing. | ||
− | I have verbally requested that these stop, but I am still receiving calls. <span style="color:red"> </SPAN> | + | I have verbally requested that these stop, but I am still receiving calls. <span style="color:red">(Delete if necessary) </SPAN> |
I now require all further correspondence from your company to be made in writing only. | I now require all further correspondence from your company to be made in writing only. | ||
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If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine. | If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine. | ||
− | Be advised that any further telephone calls from your company will be recorded. <span style="color:red"> </SPAN> | + | Be advised that any further telephone calls from your company will be recorded. <span style="color:red">(**Even if you don‘t yet have recording equipment!!**) </SPAN> |
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− | + | [NAME HERE] | |
</div></blockquote> | </div></blockquote> | ||
|} | |} | ||
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== Credit Reference Agencies - Multiple defaults for same debt. == | == Credit Reference Agencies - Multiple defaults for same debt. == | ||
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<blockquote><div style= "font-size:95%;"><font color = #EEEEEE> — </font> | <blockquote><div style= "font-size:95%;"><font color = #EEEEEE> — </font> | ||
− | Dear | + | Dear <span style="color:red">xxxx </SPAN> |
− | Account Ref | + | Account Ref <span style="color:red"> xxxx </SPAN> |
Please be advised that I will '''only''' communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date. | Please be advised that I will '''only''' communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date. | ||
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Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. | Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. | ||
− | There is only an implied license under | + | There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). |
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+ | Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance. | ||
Yours faithfully, | Yours faithfully, | ||
− | + | </div></blockquote> | |
|} | |} | ||
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== DCA - Debt that is already in dispute passed to another DCA == | == DCA - Debt that is already in dispute passed to another DCA == | ||
Latest revision as of 18:34, 7 April 2011
Contents
- 1 Harassment by Telephone - Response Letter
- 2 Credit Reference Agencies - Multiple defaults for same debt.
- 3 DCA - Response to demands after F&FS been accepted
- 4 DCA / Creditor- demand for a specimen signature before complying with S77/78 CCA
- 5 DCA -response to threats of home visits
- 6 DCA - Debt that is already in dispute passed to another DCA
- 7 Request For Information Under Civil Procedure Rules
Harassment by Telephone - Response Letter
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Credit Reference Agencies - Multiple defaults for same debt.
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Make sure you get proof of postage...
DCA - Response to demands after F&FS been accepted
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Make sure you send it special delivery.
DCA / Creditor- demand for a specimen signature before complying with S77/78 CCA
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** Edit as needed
DCA -response to threats of home visits
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DCA - Debt that is already in dispute passed to another DCA
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Request For Information Under Civil Procedure Rules
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