Difference between revisions of "Debt:: Letter Templates"
(→Harassment by Telephone - Response Letter) |
(→DCA -response to threats of home visits) |
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<blockquote><div style= "font-size:95%;"><font color = #EEEEEE> — </font> | <blockquote><div style= "font-size:95%;"><font color = #EEEEEE> — </font> | ||
− | Dear | + | Dear sir or madam |
− | Account Ref | + | Account Ref 3346798 |
Please be advised that I will '''only''' communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date. | Please be advised that I will '''only''' communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date. | ||
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Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. | Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you. | ||
− | There is only an implied license under | + | There is only an implied license under Scottish Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc. |
+ | |||
+ | Therefore take note that I revoke license under Common Law for you, or your representatives, to visit me at my property and if you attempt to send such a collector to my home, you will also be reported for harassment and I shall seek damages for a delict of trespass. You would also be liable for conspiring in a delict of trespass by acting in defiance of my instructions and sending someone to visit me nevertheless. Should it be necessary, I will obtain an interdict from the Court to prevent you carrying out your threat. | ||
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Yours faithfully, | Yours faithfully, | ||
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== DCA - Debt that is already in dispute passed to another DCA == | == DCA - Debt that is already in dispute passed to another DCA == | ||
Revision as of 11:09, 5 April 2011
Contents
- 1 Harassment by Telephone - Response Letter
- 2 Credit Reference Agencies - Multiple defaults for same debt.
- 3 DCA - Response to demands after F&FS been accepted
- 4 DCA / Creditor- demand for a specimen signature before complying with S77/78 CCA
- 5 DCA -response to threats of home visits
- 6 DCA - Debt that is already in dispute passed to another DCA
- 7 Request For Information Under Civil Procedure Rules
Harassment by Telephone - Response Letter
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Credit Reference Agencies - Multiple defaults for same debt.
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Make sure you get proof of postage...
DCA - Response to demands after F&FS been accepted
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Make sure you send it special delivery.
DCA / Creditor- demand for a specimen signature before complying with S77/78 CCA
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** Edit as needed
DCA -response to threats of home visits
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DCA - Debt that is already in dispute passed to another DCA
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Request For Information Under Civil Procedure Rules
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