Difference between revisions of "POC - Business Accounts"
Line 3: | Line 3: | ||
Business account claims should omit any reference to consumer law. | Business account claims should omit any reference to consumer law. | ||
here is an example of a POC for business accounts | here is an example of a POC for business accounts | ||
+ | |||
+ | ---- | ||
''The claimant has held a current account with the defendant, conducted on their | ''The claimant has held a current account with the defendant, conducted on their | ||
Line 8: | Line 10: | ||
''(DATE) to present day has applied charges to the claimant account, | ''(DATE) to present day has applied charges to the claimant account, | ||
''totaling £XXXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. ''Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New ''Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has ''repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. ''They have declined to do so.'' | ''totaling £XXXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. ''Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New ''Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has ''repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. ''They have declined to do so.'' | ||
+ | |||
+ | ---- | ||
The claimant claims £XXXXX, being the sum unlawfully debited | The claimant claims £XXXXX, being the sum unlawfully debited |
Revision as of 16:08, 7 June 2007
Business account claims should omit any reference to consumer law. here is an example of a POC for business accounts
The claimant has held a current account with the defendant, conducted on their Standard terms and conditions since (DATE) , The defendant from (DATE) to present day has applied charges to the claimant account, totaling £XXXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. They have declined to do so.
The claimant claims £XXXXX, being the sum unlawfully debited
The claimant claims interest pursuant to S69 of the County Courts Act 1984 at the rate of 8% per annum, being the sum of £XXXX