Difference between revisions of "POC - Business Accounts"
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== Particulars of Claim for N1 == | == Particulars of Claim for N1 == | ||
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1. The Claimant [has] [had] an account <span style="color:red">Enter the A/c No.</SPAN> | 1. The Claimant [has] [had] an account <span style="color:red">Enter the A/c No.</SPAN> | ||
("the Account") with the Defendant which was opened on or around <span style="color:red">Date</SPAN> (and closed on or around <span style="color:red">Date</SPAN>) | ("the Account") with the Defendant which was opened on or around <span style="color:red">Date</SPAN> (and closed on or around <span style="color:red">Date</SPAN>) | ||
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Date: | Date: | ||
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== Particulars of Claim for Moneyclaim == | == Particulars of Claim for Moneyclaim == |
Revision as of 14:22, 14 July 2007
Business account claims should omit any reference to consumer law. here is an example of a POC for business accounts
Particulars of Claim for N1
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Particulars of Claim for Moneyclaim
The claimant has held a current account (A/c No.)with the defendant, conducted on their Standard terms and conditions since (Date) . The defendant from (Date) to present day has applied charges to the claimant account, totaling £XXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. They have declined to do so.The claimant claims £XXXX, being the sum unlawfully debited The claimant claims interest pursuant to S69 of the County Courts Act 1984 at the rate of 8% per annum, being the sum of £XXX