POC - Business Accounts

Business account claims should omit any reference to consumer law. here is an example of a POC for business accounts

The claimant has held a current account with the defendant, conducted on their Standard terms and conditions since (DATE) , The defendant from (DATE) to present day has applied charges to the claimant account, totaling £XXXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. They have declined to do so.

The claimant claims £XXXXX, being the sum unlawfully debited

The claimant claims interest pursuant to S69 of the County Courts Act 1984 at the rate of 8% per annum, being the sum of £XXXX