Difference between revisions of "RIGHT OF APPROPRIATION"
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There have been several reported cases of Banks taking charges from accounts that have benefits paid into them by DWP and Social security.thus leaving them with little or no money. | There have been several reported cases of Banks taking charges from accounts that have benefits paid into them by DWP and Social security.thus leaving them with little or no money. | ||
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A new letter should be sent for each payment that you expect to be protected,customise as required by adding the benefit/type of payment. | A new letter should be sent for each payment that you expect to be protected,customise as required by adding the benefit/type of payment. | ||
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+ | <blockquote><div style= "font-size:87%;"><font color = #EEEEEE> — </font> | ||
Your Bank,<br>Address<br> | Your Bank,<br>Address<br> | ||
Date<br> | Date<br> | ||
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[print name) | [print name) | ||
+ | </div></blockquote> | ||
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Certain benefit to be inalienable<br> | Certain benefit to be inalienable<br> | ||
187- Subject to the provisions of this Act, every assignment of, or charge on-<br> | 187- Subject to the provisions of this Act, every assignment of, or charge on-<br> | ||
− | (a)benefit as defined in section 122 of the Contributions and Benefits Act; | + | (a)benefit as defined in section 122 of the Contributions and Benefits Act;<br> |
(b)any income-related benefit; or<br> | (b)any income-related benefit; or<br> | ||
(c)child benefit,<br> | (c)child benefit,<br> | ||
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[http://www.adviceguide.org.uk/nm/c_banks_and_building_societies.pdf#search=%22RIGHT%20OF%20APPROPRIATION%20bank%22 Right of Appropriation] | [http://www.adviceguide.org.uk/nm/c_banks_and_building_societies.pdf#search=%22RIGHT%20OF%20APPROPRIATION%20bank%22 Right of Appropriation] | ||
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+ | [[Category:Legal_Information]] |
Latest revision as of 14:36, 14 July 2007
There have been several reported cases of Banks taking charges from accounts that have benefits paid into them by DWP and Social security.thus leaving them with little or no money.
Here is a template letter to take or send to the bank to address this.
It is important to let the bank have this BEFORE you expect to have funds paid in by DWP or the Inland revenue.
A new letter should be sent for each payment that you expect to be protected,customise as required by adding the benefit/type of payment.
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You may also wish to insert the following additional information in your letter to the bank.
Social Security Administration Act 1992
Miscellaneous
Certain benefit to be inalienable
187- Subject to the provisions of this Act, every assignment of, or charge on-
(a)benefit as defined in section 122 of the Contributions and Benefits Act;
(b)any income-related benefit; or
(c)child benefit,
and every agreement to assign or charge such benefit shall be void; and, on the bancrupcy of the beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors