Date (enter date)
Re: Your Reference (enter reference)
I understand from your recent correspondence, that you are considering making an application to the local Magistrates Court for a Liability Order against me for non payment of my Council Tax.
Firstly, I would like to make you aware that I am aware of my rights, and I will not allow a bailiff entry into my property to levy on goods.
From your files, you are no doubt aware that I have had difficulty paying my council tax. Therefore, forwarding my account to bailiffs, will not only ensure that I will have to incur additional charges that I cannot afford, but more importantly, will cause me real hardship which will lead me to fall into arrears with other essential bills and my current Council Tax.
I would like to make it very clear, that I am not refusing to pay my council tax liability. I am willing to pay this debt, but at an affordable level.
Taking the above into consideration, I would like to propose to settle the arrears over a period of 6 months by way of monthly repayments at the rate of (enter amount).
I am aware that this is repayment proposal is spread over quite a considerable period of time, but I am confident that I can pay this amount without falling into arrears with not only my current council tax bill ,but other essential utility bills including mortgage (or rent) payments.
I am hoping that you can agree to this proposal, and accordingly, I am enclosing with this letter, a first payment of (include the first payment). My preferred method of repayment would be by way of standing order/ direct debit, and if this offer is accepted, could you also forward to me the relevant forms that I can send to my bank.
I would like to take this opportunity to thank you for your co-operation in this matter, and if you have any queries, please do not hesitate to contact me.