Council Tax: Offer to Pay Monthly

From Consumer Wiki


With thanks to Tomtubby

If you have been informed that your Local Authority is applying for a Liability Order, you could send this template letter asking if consideration could be given to accepting monthly instaments instead of the case being sent to bailiffs.


Date (enter date)

Dear Sir/Madam

Re: Your Reference (enter reference)

I understand from your recent correspondence, that you are considering making an application to the local Magistrates Court for a Liability Order against me for non payment of my Council Tax.

Firstly, I would like to make you aware that I am aware of my rights, and I will not allow a bailiff entry into my property to levy on goods.

From your files, you are no doubt aware that I have had difficulty paying my council tax. Therefore, forwarding my account to bailiffs, will not only ensure that I will have to incur additional charges that I cannot afford, but more importantly, will cause me real hardship which will lead me to fall into arrears with other essential bills and my current Council Tax.

I would like to make it very clear, that I am not refusing to pay my council tax liability. I am willing to pay this debt, but at an affordable level.

Taking the above into consideration, I would like to propose to settle the arrears over a period of 6 months by way of monthly repayments at the rate of (enter amount).

I am aware that this is repayment proposal is spread over quite a considerable period of time, but I am confident that I can pay this amount without falling into arrears with not only my current council tax bill ,but other essential utility bills including mortgage (or rent) payments.

I am hoping that you can agree to this proposal, and accordingly, I am enclosing with this letter, a first payment of (include the first payment). My preferred method of repayment would be by way of standing order/ direct debit, and if this offer is accepted, could you also forward to me the relevant forms that I can send to my bank.

I would like to take this opportunity to thank you for your co-operation in this matter, and if you have any queries, please do not hesitate to contact me.

Yours Faithfully.