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• Challenge a default on a disputed account
  == Challenge a default on a disputed account == ...[http://www.consumerforums.com/resources/templates-library/49-challenge-a-default-on-a-disputed-account.html'''here''']===
  630 bytes (80 words) - 17:33, 8 July 2009

Page text matches

• Guide to reclaiming bank charges
  ...nline version if your claim is for "money only" ie if you are claiming for default removal then use the N1 form. === Default Judgement? ===
  23 KB (4,026 words) - 16:30, 23 July 2007
• Abbey
  ...y Abbey National Personal Finance to close account in order to register in default.<br>
  3 KB (400 words) - 22:15, 11 November 2008
• Natwest
  Default Notice Fee<br> [https://www.natwest.com/secure/global/contact_us/default.htm Online Form]
  14 KB (2,256 words) - 15:12, 19 August 2009
• Preliminary approach for repayment
  ...a default notice against] [adverse comments onto] my credit record.] [This default] [The comments] occurred merely in respect of the unlawful charges levied b ...to full payment of the sum mentioned above, I require that you remove the [default entry] [adverse comments] from the register. Please note that mere correcti
  6 KB (1,073 words) - 19:31, 1 May 2008
• Things you really need to know
  ...ged access to the credit register. We are completely satisfied that such a default entry is a breach of the Data Protection Act 1998 and that it is also defam We would expect that the victims of defamatory default notices would be able to recover damages both from the banks and from the C
  27 KB (4,717 words) - 19:50, 3 May 2009
• Isle of Man Claims
  ...itionally you have entered a default notice against my credit record. This default occurred merely in respect of unlawful charges levied by you or was the res ...to full payment of the sum mentioned above, I require that you remove the default entry from the register. Please note that mere correction or amendment to t
  12 KB (2,030 words) - 17:17, 10 July 2007
• FAQ
  ...ts which the credit card issuer reasonably expects to incur as a result of default" Users are currently testing the legality of Default Notices placed as a direct result of charges imposed on the account. Read o
  19 KB (3,443 words) - 16:08, 10 May 2014
• Abuse of credit register
  ...becomes extremely difficult for at least 6 years - and yet very often the default is placed on the register precisely because the customer could not pay the ...f there isn't something fundamentally corrupt when a bank has the right to default a customer FOR ITS OWN PURPOSES without any court action and with no contro
  2 KB (297 words) - 22:59, 8 July 2007
• Going to court
  There is a post about the Nationwide reneging on its promise to remove a default. If the deal had gone to the judge for his agreement there would have been ...ertakes to remove the default against claimant on the credit register - in default of which judgment for the claimant and payment forthwith." or whatever you
  18 KB (3,553 words) - 17:30, 13 July 2007
• MCOL
  ...n the 14 days after the claim was deemed served, you can enter judgment by default. ...e has been filed”. If the bank don’t defend, you can enter judgment by default after the 28 days are up. If that date falls on a weekend, the court allows
  12 KB (2,016 words) - 18:16, 9 September 2008
• Creditors and DCAs
  ...g days for this request to be carried out before your company enter into a default situation. If the request is not satisfied after a further 30 calendar days (a) He is not entitled, while the default continues, to enforce the agreement; and
  34 KB (5,248 words) - 20:02, 1 October 2011
• List of legal cases relating to penalties
  ...5-woodchester-lease-swain-co.html Woodchester Lease v Sawin & Co 1998] <br>Default notices
  2 KB (371 words) - 16:52, 30 June 2007
• Tomlin order
  Notice that if a Tomlin Order is not adhered to, then there is no judgment in default, it is just that the case is no longer suspended and you can go back and ca
  2 KB (297 words) - 17:01, 30 June 2007
• Preliminary Approach For Repayment
  ...itionally you have entered a default notice against my credit record. This default occurred merely in respect of unlawful charges levied by you or was the res ...to full payment of the sum mentioned above, I require that you remove the default entry from the register. Please note that mere correction or amendment to t
  5 KB (886 words) - 11:49, 11 June 2008
• Letter Before Action
  ...itionally you have entered a default notice against my credit record. This default occurred merely in respect of unlawful charges levied by you or was the res ...n to full payment of the sum mentioned above I require that you remove the default entry from the register. Please note that mere correction or amendment to t
  5 KB (823 words) - 20:20, 1 May 2008
• Particulars Of Claim(Money Claim)
  Judgement by default or by Admission ...hese yet - you should wait the 28 days for the defence and then read about default judgements in the FAQS.
  8 KB (1,273 words) - 16:24, 5 May 2008
• When You Get Your Refund
  ...omplicate the settlement. In one case the bank agreed verbally to remove a default notice and then later on refused to do so.
  3 KB (590 words) - 14:55, 14 July 2007
• Credit Reference Agencies
  '''Credit accounts "in default".''' These details are deleted after 6 years from the date of default.
  20 KB (3,347 words) - 01:35, 23 January 2008
• Application For Costs
  ...h was 16th February. Although I was then entitled to file for Judgement in Default, I did not consider this course of action to be beneficial to my interests ...inal deadline to file a defence, after which I would file for judgement in default. This letter was again followed up with a telephone call, and again the res
  15 KB (2,431 words) - 13:52, 14 July 2007
• Debt: Glossary of Terms
  '''Default''' - the status of a debt when repayments have been missed. ...redit agreement. A record of these accounts is kept for six years from the default date.
  21 KB (3,548 words) - 18:16, 27 September 2008
• Liqidated Damages & Penalties
  ii) If it agreed that a larger sum shall be payable in default of paying a smaller sum, this is a penalty. Ford Motor Co. v. Armstrong (19
  5 KB (906 words) - 20:20, 8 July 2007
• Office of Fair Trading
  '''Calculating Fair Default Charges in Credit Card Contracts''' [http://www.oft.gov.uk/shared_oft/repor '''Calculating Fair Default Charges in Credit Card Contracts - Summary'''
  1 KB (178 words) - 21:09, 8 July 2007
• Early Day Motion
  '''DEFAULT BANKING CHARGES''' ...ank charges; commends the thousands of consumers who have challenged these default charges with their providers, many using the free information made availabl
  932 bytes (131 words) - 21:13, 8 July 2007
• Data Protection Act: Non-Compliance
  Should they try to defend, or allow judgement to be entered by default, it could have far reaching consequences - since it would put them in dange
  11 KB (1,680 words) - 16:09, 30 December 2008
• Step By Step Guide
  ...fter 14 or 28 days respectively. You will need to apply for a "Judgment in default" which you should do as soon as the time limit has expired. ...r 28 days from the date the papers are served on them you will have won by default and you will get all your money back. Once again, you will need to apply fo
  14 KB (2,594 words) - 17:07, 13 July 2007
• Small Claims FAQ
  ...within the time limit, then you should ask the court to enter judgment by default.
  19 KB (3,375 words) - 23:25, 11 July 2007
• Account in Dispute Letters
  Send this letter to your bank if they threaten to issue a default notice: ...from your latest correspondence that you are proposing to issue me with a Default Notice on this account. I need to make you fully aware that I am disputing
  7 KB (1,081 words) - 11:45, 9 May 2008
• Court Date?; A Guide to the Different Hearings
  - [http://www.consumeraction.org.au/downloads/DL29.pdf Australian Default Fee's report]
  16 KB (2,508 words) - 16:16, 14 July 2007
• Statement of Evidence
  ...nalties in order to circumvent the common law and statutory prohibition of default penalty charges with view to a profit. ...f their findings would also apply to Bank account charges. They ruled that default charges at the current level were unfair within their interpretation of the
  42 KB (6,804 words) - 12:46, 21 July 2007
• Draft Direction Order
  ...bank will comply. They will probably either settle before the deadline, or default and have their defence struck out.
  8 KB (1,316 words) - 20:25, 14 July 2007
• Allocation Questionnaire: Dispensing With the AQ
  ...lines for them to react to, etc. Always remember an offer is better than a default judgment. Don't be afraid to remind them what the court requires - it often
  10 KB (1,726 words) - 23:06, 14 July 2007
• Got a Judgement?: How to Get Paid
  1). Default Judgment where the debtor has not bothered to answer any documentation from
  7 KB (1,363 words) - 13:53, 15 July 2007
• Application for removal of a stay
  ...tated in a radio 4 interview that Lloyds was making big profits out of its default charges and that this money was being used to find free banking for its cus Many of them have even received default judgments against the defendant banks in question which has then been set a
  12 KB (2,093 words) - 16:56, 16 July 2007
• How Do I....? A Dummies Guide to the Forum
  Note: If you want to search for post with “0” replies, change the default “at least” 0 replies to “at most”, and you can of course highlight
  12 KB (1,992 words) - 14:20, 6 October 2007
• Application for Removal of Stay: Updated
  ...d causes enormous damage to reputations. Were my name to be entered on the default register I would find it impossible to get credit or a mortgage and I would
  8 KB (1,286 words) - 20:30, 22 August 2007
• Stays re: OFT Test Case
  ...inconvenience and damage to reputations. Were my name to be entered on the default register I would find it very difficult to get credit or a mortgage and I w
  19 KB (3,441 words) - 20:35, 5 May 2009
• Consumer Credit Litigation: Basic Guide
  (1) was a default notice received (and scan the notice), ...nt and any terms and conditions that applied to the account at the time of default and at the time the account was opened.
  24 KB (4,342 words) - 10:33, 29 June 2008
• Giving The Banks More Time Letter
  ...unty Court, and the time to file a defence has now passed and judgement in default has been/will be granted. ...y 4pm (date - 7 days from date of this letter) I will file for Judgment in Default/apply for a warrant of execution.
  517 bytes (90 words) - 20:53, 22 August 2007
• Lloyds Witness Statement
  ...nalties in order to circumvent the common law and statutory prohibition of default penalty Charges with view to a profit. ...as opposed to being a genuine estimate of the damages caused to it of each default event, as settled law dictates must be the case. In the face of an unpreced
  51 KB (8,518 words) - 20:51, 22 August 2007
• Court Bundle: Advanced
  - OFT 1 – Calculating fair default Charges '''[XXX12]''' - Australian Default Fees report '''[XXX17]'''
  3 KB (402 words) - 20:25, 22 August 2007
• Abbey: Court Bundle & Witness Statement
  '''14. Australian Default Fees Report''' ...harges levied to my bank account, as set out in the enclosed schedule, are default penalty charges arising from breaches of the contract between myself and th
  31 KB (5,020 words) - 16:21, 22 August 2007
• Abbey: Court Hearings
  ...ss from your breach of contract to be between £0.50 - £1.50 per event of default. You have much circumstantial evidence that this is the case (see bundle),
  11 KB (1,814 words) - 12:16, 23 August 2007
• Consumer Credit Act template
  ...nt within 12 working days of receiving your request, otherwise they are in default. You should count the day of receipt as day zero, and not include weekends It used to be that if the default continued for a further month, this would constitute an offence. However, t
  6 KB (1,010 words) - 22:56, 4 January 2010
• Statutory Demands
  ...e right to chase the debt in the first instance. Has the debtor received a default notice? If the debt has been transferred, a notice of assignation? ...to a judgment or order of the court which is payable by instalments and no default has occurred or enforcement has been suspended
  14 KB (2,464 words) - 16:36, 11 June 2010
• Dealing With Debt: Insolvency
  ...ce the order is made, your creditors can take no further action unless you default on the payment.
  11 KB (2,046 words) - 02:09, 18 November 2007
• Bills Of Sale & Repossession of Goods
  :Default with the repayments or any covenant of the bill *The creditor will normally have to issue a default notice before calling in the debt.
  6 KB (1,075 words) - 19:25, 18 November 2007
• Debt: Where to Get Help
  ...eccesarily stop creditors passing you to a debt collection agency, issuing default notices and seeking county court judgments.
  11 KB (1,634 words) - 23:21, 21 March 2008
• Credit Scoring
  If you had a bankruptcy are the Default dates correct are the account marked as satisfied / settles/ partial - if n If you had a IVA are the Default dates correct are the account marked as satisfied / settles/ partial - if n
  6 KB (1,155 words) - 22:11, 9 December 2007
• Debt Management Plan
  ...ts are rescheduled by the DMC, creditors may consider the account to be in default. Some Debt Management Organisations take all of the first months' payments ...nrealistic levels of payment. In this case it is more likely that you will default on the payments because they are not affordable.
  33 KB (5,767 words) - 22:25, 13 December 2007
• Debt Collection Agencies: Statutory Demands
  ...e right to chase the debt in the first instance. Has the debtor received a default notice? If the debt has been transferred, a notice of assignation? ...to a judgment or order of the court which is payable by instalments and no default has occurred or enforcement has been suspended
  8 KB (1,489 words) - 11:23, 16 December 2007
• Bailiffs: Subject Access Request
  ...atsoever in referring the Court to this letter as evidence of your serious default in this matter.
  6 KB (916 words) - 15:33, 27 December 2007
• Direct Debit Guarantee
  ...r aborted transaction equivalent to that which you impose on customers for default, in order to reimburse me for the costs of my forced manual intervention.
  5 KB (763 words) - 13:30, 3 June 2008
• Disrepairs in Private Rented Accommodation
  ...sed as a counterclaim to the proceedings. Damages caused by the landlord's default can also be set off against arrears in a defence to possession proceedings.
  16 KB (2,722 words) - 19:48, 4 February 2008
• Brighthouse Fact Sheet
  a) Issued you with a default notice (in writing) If you receive a formal written default notice, and are unable to bring your account up to date in one go, you may
  42 KB (6,607 words) - 14:36, 30 January 2009
• Debt:: Letter Templates
  As <span style="color:red">**original/DCA** </SPAN> are now in default of my Consumer Credit Act request, OFT Collection Guidelines, Subject Acces As you are aware while my Consumer Credit Act request remains in default enforcement action is NOT permitted, under s127 this constitutes a complete
  15 KB (2,345 words) - 18:34, 7 April 2011
• Credit Agreement Requests: Basic Information
  If the default continues for a further calendar month, a crime has been commited.
  4 KB (613 words) - 17:05, 20 February 2008
• Debt Collectors: On the Inside
  ...CA). The supervisor can refuse to process the debtor account until a valid default notice is issued and I did do this during my time (particularly with Lombar ...default notice can be issued by the DCA and with some you could get a 'pre-default notice' letter sent to you. This can form part of the DCA procedure but is
  34 KB (6,203 words) - 17:46, 22 March 2008
• DCA: Non-Compliance of CCA Request
  ...r a request for a true copy of a credit agreement, after which they are in default. After a further 30 calendar days they are committting a summary criminal o ...y of a credit agreement to be carried out before your client enters into a default situation.
  6 KB (1,002 words) - 17:03, 16 October 2009
• Debt Collectors: On the Inside - Q & A's
  ...no CCA.If however I still offers to a full and final aslong as they remove default, are they likely to go for that?''' ...dd in the F&F letter the condition of default removal. But I'm not sure if default will actually be removed.
  32 KB (6,011 words) - 22:58, 16 April 2008
• Credit File: Cleaning Up Your Credit File
  ...till free to enter negative entries on their customer’s credit files, to default them etc. The banks are still continuing to pursue recovery of charges by c ...e. An enormous number of people tell us that they receive no notification, default notice, or final demand. They simply discover by accident that their names
  5 KB (908 words) - 20:49, 28 June 2008
• DCA: Using CPR 31.14 to Your Advantage
  ...e as assignee of the debt is valid. If the agreement is unenforceable, the default notice is defective or the assigment is invalid, any one of these features '''3 The default notice*'''
  8 KB (1,407 words) - 15:32, 11 September 2008
• Statutory Demand: Service by Post
  ...sort of practice once cost a creditor its Consumer Credit licence (Credit Default Register Limited, licence number 0154753 terminated 5 May 1993). ...ensure it complies with the requirements of Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983. If the DN does not comply, the p
  21 KB (3,622 words) - 15:26, 17 October 2008
• Can I Really Sell My Debt?
  ...then put a default on your file or that the CRAs will refuse to accept the default or will later on agree to remove it?
  3 KB (610 words) - 20:40, 18 February 2009
• The Myth of 'Writing Off' Debt
  ...are your money and not owed to the creditor. You can also request that any default be removed from your credit file as part of the settlement. Firms often pre
  4 KB (717 words) - 18:40, 16 April 2009
• Charging Orders: A guide
  ...ney by instalments, execution on the order shall not be issued until after default in payment of some instalment according to the order. ...s Act states quite clearly that no further action could be taken without a default in payment. It should be noted, however, that in the case of Ropaigealach V
  22 KB (3,848 words) - 15:06, 10 June 2009
• Library: Case Law
  4 Woodchester Lease v Swain & Co 1998 - default notices
  1 KB (161 words) - 17:28, 8 July 2009
• Challenge a default on a disputed account
  == Challenge a default on a disputed account == ...[http://www.consumerforums.com/resources/templates-library/49-challenge-a-default-on-a-disputed-account.html'''here''']===
  630 bytes (80 words) - 17:33, 8 July 2009
• Library: Debt Collectors
  16 Letter to solicitors threatening legal action / in default of agreement request
  1 KB (205 words) - 17:43, 8 July 2009